How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $1,8301
Age Premiums Paid Daily Benefit
5% Compound
Number of Days on Full Claim
to Recoup Premiums Paid2
52
$1,830
$200
9
53
$3,660
$210
17
54
$5,490
$220
25
55
$7,320
$231
32
56
$9,150
$243
38
57
$10,980
$255
43
58
$12,810
$268
48
59
$14,640
$281
52
60
$16,470
$295
56
61
$18,300
$310
59
62
$20,130
$326
62
63
$21,960
$342
64
64
$23,790
$359
66
65
$25,620
$377
68
66
$27,450
$396
69
67
$29,280
$416
70
68
$31,110
$437
71
69
$32,940
$459
72
70
$34,770
$482
72
71
$36,600
$506
72
72
$38,430
$531
72
73
$40,260
$558
72
74
$42,090
$586
72
75
$43,920
$615
71
76
$45,750
$646
71
77
$47,580
$678
70
78
$49,410
$712
69
79
$51,240
$748
69
80
$53,070
$785
68
81
$54,900
$824
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $200/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.